Retirement Planning

Retirement plan in Palm Springs, CA

Do you feel prepared to retire in Palm Springs or your Desert City of choice?

Retirement feels uncertain or even unattainable for many people, which may actually keep them from creating or maintaining their retirement plan.

If you dread examining your retirement funds or have already begun mourning that you “can’t retire”, it’s time to talk to California financial advisor Jim Lawless about retirement planning.

Jim works exclusively with fixed and guaranteed retirement planning tools, which provides a:

  • Clear picture of your investments and assets
  • Predictable path of financial growth
  • Retirement plan that functions separately from changing markets

While no retirement planning tool is without risk, low-risk investments that are fixed and guaranteed can alleviate anxiety. This peace of mind allows you to plan with anticipation and excitement, knowing your finances align with your goals and needs for retirement in Southern California.

What Factors Impact Retirement Planning?


Around 25% of all employed adults have recently decreased their retirement savings due to inflation. This holds true across the majority of age and race demographics, from Baby Boomers down to Gen Z.

Retirement Duration

The average time in retirement is longer than you may think. Data suggests that many employed adults should be planning on at least 18 years in retirement with a possibility of 28 years!


Your retirement plan must account for not only your retirement income in California, but also your goals in retirement.

Life Circumstances

How you live today and how you want to live tomorrow dictates your retirement strategies, including long-term care planning.

Risk Aversion

Fear of changing markets keeps some employed adults from planning their retirement at all. Reducing risk can help.


Financial planning is deeply personal. I'm here to help you find your unique financial plan for today's needs and tomorrow's peace of mind.

Peace of Mind

Peace of Mind retirement Solutions


Are you looking forward to retirement with anticipation or dreading how your lifestyle may change? Jim Lawless can help you create your retirement plan in the Desert Cities.

Get Retirement Ready
Peace of Mind retirement Solutions


What will your legacy be? One resource you can give your children or grandchildren is guaranteed college funding. 

Fund Your Child's Future
Peace of Mind Retirement Planning | Jim Lawless
Peace of Mind retirement Solutions


If you have $100,000+ in assets, you need an estate plan. Jim Lawless specializes in the building blocks of estate planning in the Coachella Valley, such as revocable living trusts.

Create Your Estate Plan
Peace of Mind retirement Solutions


Do you have a plan for long-term care? Planning ahead can protect your wishes and help your loved ones make crucial decisions.

Make LTC Decisions
Peace of Mind retirement Solutions


Does your family or business rely on your income? Get income protection in the Coachella Valley or Morongo Basin to provide for the people you care for when you can't.

Protect Your Income
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